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South Carolina Consumer Protections

South Carolina Wage Garnishment & Bank Levy Protections

South Carolina strictly prohibits garnishing earnings for personal services to satisfy general consumer credit obligations.

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Legal authority

S.C. Code Ann. § 37-5-104; S.C. Code Ann. § 15-39-410

Protection for money in your bank account

Funds traceable directly to personal earnings deposited into a bank account cannot be seized for consumer credit judgments.

How exempt earnings are traced

Wages deposited must be traceable to personal earnings through direct deposit records.

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