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North Carolina Consumer Protections

North Carolina Wage Garnishment & Bank Levy Protections

Earnings for personal services cannot be subjected to execution or garnishment if earned within sixty days preceding the order, provided those earnings are necessary for family support.

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Legal authority

N.C. Gen. Stat. § 1-362

Protection for money in your bank account

The sixty-day earnings exemption extends to funds held on deposit in a bank account, provided the consumer demonstrates the deposits represent protected wages.

How exempt earnings are traced

Consumer must show deposits within 60-day window represent protected wages necessary for family support.

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