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California Consumer Protections

California Wage Garnishment & Bank Levy Protections

California provides an automatic, self-executing statutory exemption for direct-deposited wages and earnings in deposit accounts.

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Legal authority

Cal. Code Civ. Proc. § 704.070 (Traceable paid earnings); Cal. Code Civ. Proc. § 704.080 (Deposit accounts)

Protection for money in your bank account

Protected funds without requiring the consumer to file a formal claim of exemption up to the statutory ceiling, alongside strict wage tracing provisions.

How exempt earnings are traced

California uses strict wage tracing provisions with automatic exemption calculations.

Documents that use California protections

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